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Precision-Engineered Wealth Strategies in Honolulu, Hawaii

FBS Securities is a fiduciary RIA delivering boutique investment and retirement solutions, powered by institutional expertise and a cutting-edge tech stack. Built for Business Owners and High Earners

Fiduciary Financial Advisors You Can Trust

As a fiduciary financial advisor, FBS Securities is legally and ethically obligated to put your interests first, at all times. That means no commissions driving recommendations, no one-size-fits-all portfolios, and no shortcuts. Instead, we provide transparent advice grounded in rigorous analysis and long-term planning.

We believe great wealth management goes beyond investing. It requires coordination across taxes, retirement planning, risk management, and business strategy. Our fiduciary framework ensures every decision supports your broader financial picture, not just short-term market movements.

High-Net-Worth Wealth Management

Our High-Net-Worth Wealth Management services are built for individuals and families with complex financial lives. We take a disciplined, evidence-based approach to portfolio construction while integrating tax strategy, estate considerations, and long-term risk management.

Rather than chasing trends, we focus on:

  1. Strategic asset allocation
  2. Downside risk control
  3. Tax-aware investment management
  4. Long-term capital preservation and growth

Your wealth strategy should evolve as your life and business change, and we’re here to guide that process at every stage.

Save for Retirement Using Tax-Efficient Strategies

One of the most powerful ways to build wealth is by saving for retirement with your tax dollars working for you, not against you. Many high earners in Honolulu pay more in taxes than necessary simply because their retirement plans are under-optimized.

At FBS Securities, we specialize in advanced retirement solutions that help you:

1. Reduce current tax liability

2. Accelerate long-term wealth accumulation

3. Create a predictable retirement income

4. Align business cash flow with retirement goals

Our strategies are especially effective for closely held businesses and professionals with high, consistent income.

Cash Balance Plans for High-Income Business Owners

A Cash Balance Plan is one of the most powerful retirement tools available for business owners and partners seeking large tax deductions. When paired with a 401(k), it can allow significantly higher annual contributions, often hundreds of thousands of
dollars per year while reducing taxable income.

We design and manage Cash Balance Plans with precision, ensuring they are compliant, sustainable, and aligned with your business objectives. For many Honolulu business owners, this strategy becomes the cornerstone of a tax-efficient retirement plan.

401(k) Rollovers and Mega Backdoor Roth Strategies

If you’re changing jobs, selling a business, or retiring, a 401(k) rollover can be a critical moment for your financial future. We ensure your assets are transitioned efficiently, with attention to taxes, investment strategy, and long-term income planning.


For high earners looking to build tax-free wealth, we also specialize in the Mega Backdoor Roth strategy, an advanced approach that allows substantial after-tax contributions to be converted into Roth assets, creating long-term tax-free growth potential.

Boutique Wealth Management in Honolulu, Hawaiʻi

At FBS Securities, we intentionally remain boutique so we can deliver highly
personalized service. Our clients value thoughtful strategy, proactive guidance, and a long-term partnership built on trust.


If you’re a business owner or high earner in Honolulu, Hawaiʻi, seeking a fiduciary advisor who understands advanced wealth and retirement strategies, we invite you to experience a more intentional approach to financial planning.

FBS Securities,  Precision-Engineered Wealth Strategies, Built for Hawaiʻi’s
Leaders.

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